Effective Date: 10/11/2024
Welcome to NextStep Financial Services. By using our website and services, you agree to be bound by the following terms and conditions. Please read them carefully.
1. Acceptance of Terms
By accessing or using the NextStep Financial Services website (http://nextstepfinancial.services/) or any of our services, you agree to be bound by these Terms and Conditions and any policies referenced herein. If you do not agree with any part of these terms, you must discontinue using our website and services immediately.
2. Services Offered
NextStep Financial Services provides debt recovery and financial services. Our services include but are not limited to debt collection, account management, and customer support solutions. The specific terms for each service will be outlined in separate agreements as applicable.
3. User Responsibilities
- Accurate Information: You agree to provide accurate, current, and complete information during your use of our services and maintain the accuracy of such information.
- Compliance with Laws: You agree to comply with all applicable laws and regulations in connection with your use of our services.
- Prohibited Activities: You may not use our website or services to engage in any illegal or harmful activities, including but not limited to hacking, phishing, fraud, or spamming.
4. Payment and Fees
- Service Fees: The fees for our services will be provided to you in a separate agreement or displayed on our website. All fees must be paid in accordance with the terms of the relevant agreement.
- Payment Methods: We accept payments via the methods listed on our website. Payments must be made in full unless otherwise agreed upon.
- Late Payments: If your payment is delayed, we reserve the right to suspend or terminate services until payment is received in full.
5. Intellectual Property
- Ownership: All content, materials, trademarks, and intellectual property displayed on our website are owned by or licensed to NextStep Financial Services. You may not copy, distribute, or use any content without our express written permission.
- Limited License: We grant you a limited, non-exclusive, and non-transferable license to access and use our website for personal or business purposes as long as you comply with these Terms.
6. Disclaimer of Warranties
- No Guarantee: We strive to provide accurate and timely services; however, NextStep Financial Services does not guarantee that the website or services will always be available or error-free.
- Use at Your Own Risk: You acknowledge that you use our website and services at your own risk. NextStep Financial Services disclaims any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by law, NextStep Financial Services will not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability in connection with any claim shall not exceed the amount paid by you for the service in question.
8. Termination
We reserve the right to terminate or suspend your access to our website or services, without prior notice or liability, for any reason, including breach of these Terms and Conditions. Upon termination, your right to use our website and services will immediately cease.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Florida for any disputes arising from or relating to these terms or your use of our services.
10. Modifications to Terms
NextStep Financial Services reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page with the updated effective date. It is your responsibility to review these terms regularly. Your continued use of our website or services after any modifications indicates your acceptance of the revised terms.
11. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us at support@nextstepfinancial.services.
